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From Medicare to Individual, we have the lines you need. We can help you expand your offerings by adding dental, ACA, hospital indemnity, or most Medicare lines. Make sure to keep you clients in your books by having the carrier contracts they need.
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We Know Medicare is an FMO based in Washington State. We have state of the art technology, top-tier contracts, and unrivaled support.
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2025 Carrier Certifications
Need a Carrier Contract or Certification? Contact us today to get started right away.
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The Annual We Know Medicare Agent Boot Camp is training for new and experienced agents. Our 2 day Boot Camp offers CE credits and classes from industry professionals. Contract with us today to join.
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We Know Medicare Training & Events
We Know Medicare Trainings and Events keep you up-to-date with our ever changing industry. Contract with us today to get started.
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Why Join We Know Medicare?

The Boomer generation is one of the fastest growing market segments in health care, and We Know Medicare is one of the leaders dedicated to serving Medicare beneficiaries’ unique health care coverage needs. Up for the challenge of a lifetime? Join a team dedicated to finding bold new ways to proactively help improve the health and wealth of dynamic opportunities to grow and develop your business with We Know Medicare.

Teaming up with We Know Medicare, puts you into business with a strong partner and strategies to run your own business with the tools, resources, and relationships of a transparent and trusted business partner. We are dedicated to serving our clients with dignity and respect. Educating them on their options and helping them improve their quality of healthcare.

Explore We Know Medicare

1. Lines of Business

Senior Lines

  • Medicare Advantage
  • Medicare Supplement
  • Prescription Drug Plans
  • Dual Special Needs Plansvb

Ancillary Health Plans

  • Dental
  • Cancer
  • Critical Illness Hospital Indemnity

Life & Ancillary

  • Whole Life
  • Term Life
  • Final Expense

Sales Support

  • Product Specialists
  • In-field broker support
  • Carrier escalation team
  • Succession Planning Compliance Department
  • New Business Support
  • Secure electronic app submission
  • Toll-free number for agent support

Marketing Tools

  • Pre-approved marketing pieces
  • Online quoting and enrollment systems
  • Customer Retention Management (CRM) system
  • Agent website

Relationships & Activities

  • Medical provider camps
  • Retail Kiosk
  • Senior Center Digital Kiosk
  • Health Fairs
  • Community Events

Contracting & Commissions

  • Direct Carrier Contracts and fully vested
  • Reciprocal release policy Commissions paid direct from the carrier

Training

  • Webinars
  • Agency Building
  • Agent Boot Camps
  • On-line modular training system

Our Agents

Our Agents are passionate about helping people. Here are a few of them and their stories. 

Featured Agents : John James

John has 25 plus years as a business owner. In 2014 he made the decision to focus on the needs of individuals insured by Medicare. This decision has allowed John to maintain up to the minute knowledge of the Medicare market and laws that affect those of us on Medicare.

As a Medicare insurance broker and GA, John represents highly rated companies providing Medicare Advantage plans, Medicare Supplement plans, dental insurance, and other insurance products. Representing multiple insurance companies gives John the ability to work with you to find a health plan that fits your healthcare needs.

While John’s office is in Ballard his clientele extends from Skagit county south to the Oregon boarder. John is also licensed in Idaho.

We appreciate your Partnership!

June's Featured Agent : Un Denneny

I was born and raised in South Korea. After graduating from high school, I attended University where I received my Bachelor’s Degree in English and Literature. When I was 23 years old, my family and I immigrated to the United States. In 1988, we moved to Seattle and later raised two beautiful children. When my children started school, it gave me an opportunity to pursue my career in the insurance industry. I went through a significant amount of training and gained extensive knowledge and experience. This is when I decided to start my own Farmers Insurance agency with a focus on serving the Asian community.

During this time, I became one of the top agents in Washington state. After 12 years with Farmers, I realized I could be more successful as an independent insurance agent, so I opened my own agency and called it Key Harbor Insurance – a full service personal and commercial insurance agency. The tremendous growth and changes has blessed me with the time and energy to focus on my deepest passion: creating a company focused solely on meeting the needs of seniors and their health care insurance requirements. Utilizing my vast experience in the Medicare and Health and life insurance area, I plan to humbly serve my senior clients and Small business Health Insurance with the compassion and respect they deserve.

Featured Agent : Deborah Myers

Deborah has been a Licensed Insurance Broker in Washington state for over 12 years. She always does what’s right for the client. Deborah is compassionate about serving her clients. This is most likely due to her being an R.N. with more than 30 years of experience.

Deborah’s clients state that she guides them through the Medicare system with ease. She evaluates their medication costs and provides an analysis of their plan options. Plus, she helps them enroll in a plan that fits their needs best and is always looking out for their best interest.

Deborah is also a Top UHC Medicare Advantage Producer for We Know Medicare for 2020.

We appreciate your Partnership!

Lezley Anderson

Lezley has been in the insurance industry since 2006, specializing in Medicare for the last several years. She helps educate her clients about how Medicare works and what it does and does not cover. She uses an individual approach in helping her clients find the best option for their needs.

She represents many quality Medicare Supplement, Medicare Advantage, Prescription Drug and Dual Eligible Plans in WA & OR State. She is very customer service oriented and available through the year, whether an existing client, new to Medicare or an existing Medicare beneficiary.

Carmen Watson

Our dear agent and friend Carmen Watson Was our top producing agent this past year. She was happy to know this and felt she had accomplished a personal milestone.

Carmen and her husband Rob came down with a serious case of Covid. After fighting covid she passed away on March 13th. Carmen was a light in this world and she is now at rest in heaven.

Carmen will be missed!

Russ Worley

Russell is an Independent Insurance Broker specializing in Medicare Health Insurance with We Know Medicare. After devoting almost thirty years to improving patient outcomes through health care technology, Russ decided to shift gears when his parents went through their times in hospice. 

Russ brings his passion for helping others to all clients in all walks of life. He listens to his clients’ needs and concerns and offers valuable information on health care insurance as well as life, long term care, and annuities, should a client ask. 

Russ holds a degree in mathematics from Elon University and through the years has worked with a number of Fortune 500 insurance, pharmaceutical, and healthcare delivery companies on the technology side of their businesses. Russ is the proud father of three grown professionals, in addition to recently becoming a new grandfather. Family and friends (and his dogs) are his greatest joys.

Joyce Joneschiet

Joyce Joneschiet (Jonah-shite) has been working with Medicare Eligibles for over 10 years; first as an interior designer who started Encore Living Interiors in 2008 to provide a service that seemed to be missing for those Medicare Eligibles and baby boomers who want to age in place in their own home.

She published Encore Life Magazine, a free quarterly digital magazine and blog that offers resources, articles, and tips to baby boomers on travel, money & finances, aging in place and health and wellness. Joyce was also the radio show host of Encore Living Radio, a weekly show that’s a lively & provocative discussion with baby boomers & Medicare Eligibles providing solutions & resources to the active life.

In 2014, she closed her business to take care of her parents full time for 2 years at home. As she navigated the Medicare system for them, it became apparent to her that there had to be an easier and better way to understand what Medicare Eligibles and their families needed.